Money Squad

Becoming a Google Fanatic

thenson — Sun, 20 Mar 2011 19:20:25 +0000

When I was just new online, I remember the very first browser I’ve ever used was Internet Explorer. Back then, IE was the sole browser that I’m aware of. In fact, I was such a newbie that only the simple things like doing research, visiting sites, chatting on YM and sending emails are the only things I knew of whenever I go online.

Before graduating from elementary, our teacher assigned us our last project. She assigned to the whole class to make a research on the different foreign scientists and their works. We were tasked to organize them through a portfolio, and since I found it burdensome looking them all in our school library, I agreed to research them on the Internet.

I’ve opened google.cim and started doing my research. Good enough that Google displayed to me a lot of foreign inventors to choose from. I was so impressed with how Google displayed their search results. With Google’s help I was able to finish it completely in just one day. Thanks to Google for their reliable search results. From then on, I became a Google fan and never tempted to try out any other search engines ever again.

Your Investment Risk Tolerance: What It Is and Why It Is Important

thenson — Fri, 25 Feb 2011 08:58:25 +0000

Whether you run your own assets or work with a financial manager, maybe you’ve heard about investment risk tolerance. What does this mean?, risk tolerance is “The degree of uncertainty that an investor can handle in regard to a negative change in the value of his or her portfolio.” (Risk tolerance, 2010).

In other words, risk tolerance is a measure of how much you are willing to sacrifice when the economy goes down. Most Americans are aware of what their real risk tolerance when financial crisis broke out — not the ideal way to find out.

The only sensible way to learn your risk tolerance is to answer a questionnaire. You can find one online or at a financial professional’s office. There is no universal questionnaire, but they all have almost similar questions, example:

When will you need the money from this particular account?
What is your investment objective?
What is your net worth?

You don’t need to think much, these are multiple choice questions and there usually aren’t that plenty. You will be categorized according to the result of your answers.

There are 3 levels of risk tolerance: conservative, moderate and aggressive.

Regardless, the most common used charts are moderately conservative and moderately aggressive risk tolerance as well. It is a must to learn your risk tolerance because it is the very basis of putting up a personal investment portfolio. Differences in risk tolerance lead to different combinations of fixed and equity investments as well as growth and value investments within a given portfolio.

Conservative investors have the lowest risk tolerance; because they prefer not to dispose any money or to lose even just small amounts. Apparently they are also open to settle for a lower earnings. They should stick to investments with guaranteed rates of return such as money market accounts, CDs and bonds with limited hazards to stocks. The usual combination of fixed and equity investments in a conservative portfolio is 80/20.

Moderate investors can stand some risk; they either have plenty of time before they need the money or they just have plenty of resources to compensate for the losses. Usually moderate portfolios need around 50/50 combination of stocks and bonds.

Aggressive investors can handle the most risk in hopes of getting the highest profits. They often have high net worth and can invest in huge things as real estate investment trusts, unit investment trusts, limited partnerships and other investment vehicles not available to regular American. One of the more common fixed-equity investment combination in an aggressive portfolio is 20/80.Which means that they make money fast compared to other types of investors.

There are even some who goes for 100% in the market.Before investing, be sure to know your risk tolerance and come up with right investment allocation for your portfolio. If you are on the conservative side, a wrong appropriation will have you uneasy and worried about losses. However, if you are a moderately aggressive or an aggressive investor, an overly conservative portfolio will make you unsatisfied with the earnings.

Funny Cartoons

thenson — Thu, 03 Feb 2011 13:55:09 +0000

I have a compilation of those funny cartoons which I have downloaded from the internet. I am going to start making my school project for our finals about screening videos and last few days, I decided to focus on those funny cartoons.

As a matter of fact, those cartoons only play for a minute or less. They may seem not hard to create, in contrast, it means plenty of preparation and planning. Doing those funny cartoons require a creative ideas together with willingness and determination.

So I went on analyzing them after I have them all rolled over. I was not able to focus in my initial viewing because I ended upwas just laughing with my companions. I got my pen and paper with me and finally went on with it.

The way of creating a funny cartoon is never as simple as making of some funny scenarios and then filming them on the video. Producing a funny cartoon needs a great deal of planning, passion, and attention to the tiniest details. If you go after the tips on proper funny cartoons making, you are more likely sure of creating a funny cartoon that is extremely fun for your spectators.

My Ma.gnolia Bookmark/s For Today

thenson — Thu, 04 Dec 2008 08:03:18 +0000

Maybe you will find my bookmarks today interesting, and bookmark them as well.

Five Tips to Helping Your Children With Homework

“Use these tips to make the process easier while helping your child to understand the concepts that have been taught that day at school.”

Rating: ★ ★ ★ ★ ★

Tags: students, homework, parents, kids, assignment, internet, search, research

Using the Internet to Do Homework Research

A how-to video to help your child with homework, with tips on promoting positive study habits

Rating: ★ ★ ★ ★ ★

Tags: search, assignment, homework, internet, parents, students, tips

Tips/tricks for conducting internet research – PsychWiki – A Collaborative Psychology Wiki

Rating: ★ ★ ★ ★ ★

Tags: research, search, tips, internet

5 Google Search Features Valuable To Students

“Aside from giving students relevant search results to their queries, Google has other cool features which I think would be valuable to students.”

Rating: ★ ★ ★ ★ ★

Tags: internet, research, search, students, tips

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My Ma.gnolia Bookmark/s For Today

thenson — Mon, 24 Nov 2008 08:02:55 +0000

Maybe you will find my bookmarks today interesting, and bookmark them as well.

Different Ways of Investing Money

Thinking of where to invest your money is not an easy task, you have to think it over and over and over again to make sure you will profit from your investment. This article listed ways on what to invest for

Rating: ★ ★ ★ ★ ★

Tags: investing, list, tips

View all my bookmarks on Ma.gnolia